Rates & Disclosures

Arizona Disclosures

• Arizona First Star Credit loan agreements are governed by the State of Arizona.
• Notice: You may request that the initial disclosures prescribed in the truth in lending act (15 United States Code sections 1601 through 1666j) be provided in Spanish before signing any loan documents.

Arizona Licenses

Florida Licenses

Idaho Disclosures

• Idaho First Star Credit loan agreements are governed by the State of Idaho.

Idaho Licenses

Kansas Rates & Terms

Kansas Licenses

Kentucky Licenses

Louisiana Disclosures

• Louisiana First Star Credit loan agreements are governed by the State of Louisiana.
• IF YOU CANNOT MAKE PAYMENT WHEN DUE, YOU CAN ASK TO ENTER INTO AN EXTENDED PAYMENT PLAN ONCE IN A TWELVE-MONTH PERIOD, BUT THE REQUEST MUST BE MADE BEFORE PAYMENT IS DUE. REQUESTS MUST BE IN WRITING AND MAY BE MADE IN PERSON, BY EMAIL, OR FACSIMILE TO FIRST STAR CREDIT AT FIRSTSTARCREDIT.CUSTOMERSERVICE@ACCOUNT-SERVICING.COM PHONE NUMBER 1-888-512-2495. IF FIRST STAR CREDIT REFUSES TO ENTER INTO AN EXTENDED PAYMENT PLAN UPON YOUR REQUEST BEFORE THE DUE DATE, CONTACT THE OFFICE OF FINANCIAL INSTITUTIONS AT 1-888-525-9414.

Louisiana Licenses

Maryland Licenses

Michigan Licenses

Missouri Disclosures

• Maximum Rates and Fees Notice: This lender offers short term loans. Please read and understand the terms of the loan agreement before signing. We charges an origination fee from $15 to $75 depending on the loan amount. The maximum annual percentage rate that is currently being offered on loans at this office is 724.21%. This lender is regulated by Missouri Division of Finance: PO Box 716 Jefferson City, MO 65102-0716 (573) 751-3463.
• Missouri First Star Credit loan agreements are governed by the State of Missouri.

Missouri Licenses

New Mexico Disclosures

• FIRST STAR CREDIT IS NOT SOLICITING OR ACCEPTING APPLICATIONS FOR LOANS IN NEW MEXICO.
• TO REPORT A PROBLEM OR COMPLAINT WITH LENDER YOU MAY WRITE OR CALL FIRST STAR CREDIT Attn: Customer Support FIRSTSTARCREDIT.CUSTOMERSERVICE@ACCOUNT-SERVICING.COM PHONE NUMBER 1-888-512-2496.
  
  New Mexico Only: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.
  
  To report any unresolved problems or complaints, contact the division by telephone number (505) 476-4885 or visit the website: rld.nm.gov/financial-institutions/.

New Mexico Licenses

North Dakota Disclosures

• North Dakota First Star Credit loan agreements are governed by the State of North Dakota under License No. MB104128.

North Dakota Licenses

Oklahoma Disclosures

• Oklahoma First Star Credit loan agreements are governed by the State of Oklahoma.

Oklahoma Licenses

Oregon Disclosures

• Oregon payday loans are provided by Cash and Go a lender licensed by the Oregon Department of Consumer and Business Services to make loans with a Consumer Finance License, NMLS License No. 2414409. For complaints or inquiries consumers may call the Oregon DCBS at 888-877-4894.
• Oregon First Star Credit loan agreements are governed by state regulation.

Oregon Licenses

South Carolina Disclosures

• To see the South Carolina Rights Pamphlet click here.
• Maximum Rate Schedule posted.

South Carolina Licenses

South Carolina Rates

Utah Disclosures

• Utah First Star Credit loan agreements are governed by the State of Utah.
• As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Utah Licenses

Wisconsin Disclosures

• To see the Wisconsin Guide to Payday Loans click here.
• Wisconsin First Star Credit loan agreements are governed by the State of Wisconsin.
• WISCONSIN RESIDENTS ONLY: For married Wisconsin residents, Borrower's signature confirms that this loan obligation is being incurred in the interest of Borrower's marriage or family. No provision of any marital property agreement (pre-marital agreement), unilateral statement under § 766.59 of the Wisconsin statutes or court decree under § 766.70 adversely affects Lender's interest unless, prior to the time that the loan is approved, Lender is furnished with a copy of the marital property agreement, statement, or decree or have actual knowledge of the adverse provision. If this loan for which Borrower is applying is granted, Borrower will notify Lender if Borrower has a spouse who needs to receive notification that credit has been extended to Borrower. Married Wisconsin residents must furnish the name and address of their spouse to us in the loan application or by contacting Customer Service.

Wisconsin Licenses

Wyoming Disclosures

• Wyoming First Star Credit loan agreements are governed by the State of Wyoming.

Wyoming Licenses